What Buyers Should Know About Charleston Property Taxes (2025–2026 Guide)By Brandon Bott — Charleston Realtor Since 2012
One of the biggest surprises for buyers relocating from high-tax states is just how favorable Charleston’s property taxes really are. In fact, South Carolina has some of the lowest property tax rates in the country — especially for primary homeowners.
Here’s a full breakdown of what to expect when purchasing a home in Charleston.
🏡 1. Primary Residence Tax Rate (Legal Residence)
If you live in the home as your primary residence, you qualify for the 4% tax rate.
This rate applies to:
Owner-occupied homes
Full-time residents
Relocating families establishing residency
The 4% rate makes homeownership significantly more affordable than in many coastal markets.
🏘️ 2. Second Homes & Investment Properties (6% Rate)
The 6% rate applies to:
Vacation homes
Airbnbs
Rental properties
Non-primary residences
Still affordable — but higher than the primary residence rate.
🧮 3. Why Charleston’s Taxes Are So Low
Charleston benefits from:
Strong tourism revenue
Steady economic growth
A healthy job market
Consistent population growth
This helps keep homeowner taxes low.
📝 4. How Property Taxes Compare to Other Markets
Buyers relocating from:
New York / New Jersey
Illinois
California
Massachusetts
Connecticut
…are often shocked by how low Charleston’s taxes are in comparison.
Homeowners save thousands per year simply by living here.
🏠 5. How to Ensure You Get the 4% Rate
You must:
File residency paperwork
Update your driver’s license
Register to vote (optional but helpful)
Submit the legal residence application on time
I walk all my clients through this step-by-step.
🏁 Final Thoughts
Charleston’s low property taxes are one of the strongest financial benefits of moving to the Lowcountry — and a major reason buyers choose this area.
📞 Have questions about your tax estimate?
I can break down your exact neighborhood and price point.
Call or text me at 843-754-9737.
